The best free Mint alternative for 2026
Mint has shut down. Discover Spendient — a simple, private, free Mint alternative to track expenses, income and budgets across accounts and currencies.
By Spendient 1 min read June 7, 2026
Intuit’s Mint was shut down, leaving millions of users searching for a replacement. If you want a free, simple and private way to track your money — without handing over bank logins — Spendient is a great Mint alternative.
What to look for in a Mint replacement
- Free to use for the essentials
- Expense and income tracking with clear analytics
- Budgets you can actually stick to
- Multiple accounts in one view
- Privacy — ideally no bank connection required
Spendient checks every box.
Why Spendient works as a Mint alternative
| Spendient | Mint (discontinued) | |
|---|---|---|
| Status | ✅ Active | ❌ Shut down |
| Bank login required | ❌ No — manual & private | Required |
| Multiple accounts | ✅ Yes | ✅ Yes |
| Multi-currency | ✅ Built in | Limited |
| Budgets & analytics | ✅ Yes | ✅ Yes |
| Price | Free, optional Pro | Was free (ad-supported) |
Unlike Mint, Spendient doesn’t rely on bank aggregation or ads in your core tracking. You log transactions quickly, keep all your accounts and currencies in one place, and see where your money goes with clean charts.
Make the switch
Coming from Mint? You’ll feel at home fast. Download Spendient free and rebuild your budget in minutes — and if you want a framework, start with the 50/30/20 rule.
