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effortlessly
Track expenses and income, plan budgets and see exactly where your money goes — across every account and currency. Simple, private, on all your devices.
Free on iOS & Android · No bank login required
All your money in one place
Cards, cash and accounts in different currencies roll up into one total balance. Connect Monobank and card transactions appear on their own — and a credit limit won’t inflate your real balance.
Plan your budget
Set a monthly budget overall or per category and always see how much is left. Set savings goals, pin what matters most to your home screen, and let the spending chart show whether you’re staying within your limit. Subscriptions, rent and other recurring payments only need to be entered once.
Deep, visual analytics
Spending and income by category, trends over time, net income and a balance chart that instantly shows when you’ve gone into the red. Pick any period from the last 30 days to your whole history, and view all wallets together or one at a time. And on the 1st, Spendient Wrapped recaps last month: how much you spent, what changed and what stood out.
Know where your money goes
Every transaction has a category, a note and hashtags. Change the category of a bank purchase once and Spendient remembers it for next time. Search finds the expense you need in seconds.
And many more advantages
Deep analytics
Rich, interactive charts show spending by category, income vs. expenses and your net income at a glance.
Recurring transactions
Automate rent, bills and subscriptions so you never miss a repeating payment.
Multi-currency
Track money in different currencies side by side — perfect for travel and remote work.
Hashtags & notes
Organize income and expenses your way with flexible tags and quick notes.
Private by design
Manual-first, so your data stays on your devices — no bank login needed. Bank sync is optional (Monobank, in Ukraine).
Smart alerts
Get a heads-up as you approach a budget limit, so nothing slips through.
Frequently asked questions
Is Spendient free? +
Yes. Spendient is free to download and use, with an optional Pro subscription that unlocks advanced features. You can try Pro free for up to 7 days with the annual plan.
Do I need to connect my bank account? +
No bank login is required — Spendient is built around fast manual entry, so your data stays private on your devices. If you’re in Ukraine, you can optionally connect Monobank to import card transactions automatically.
Can I track expenses in multiple currencies? +
Yes. You can create accounts in different currencies — for example cash, euro cash, PayPal and a credit card — and track them all in one place.
Does Spendient work on iPhone and Android? +
Yes. Spendient is available on both the App Store and Google Play, and your data syncs across all of your devices.
Can I set monthly budgets? +
Yes. Set a monthly budget for each category and track your progress in real time so you always know how much is left.
Loved by people who track every dollar
“Finally — a simple and modern app.”
“Really cool app! Special thanks for adding cash-to-card transfers in this update — now I don’t have to puzzle over how to record it.”
“A simple, intuitive budgeting app — and the support is fire. Exactly what I’d been looking for for years.”
“The first thing that caught my eye was the elegant, modern design — plus how smooth and fluid it feels.”
“Great design and a really convenient layout of features.”
Real reviews from the App Store, translated to English.
Take control of your money today
Join people who track every dollar with Spendient. Free to download.