All your money
in one place
Track expenses and income, plan budgets and see exactly where your money goes — across every account and currency. Simple, private, on all your devices.
Free on iOS & Android · No bank login required
See where your money goes
Beautiful, interactive analytics break your spending down by category, show income vs. expenses and reveal your net income at a glance.
Deep, beautiful analytics
Dynamics over time, net income, daily spending and more — explore your money with rich, interactive charts that reveal the full story.
Plan your budget
Set a monthly budget for each category and watch your progress in real time so you always stay on track.
All your money in one place
Cash, cards and accounts like PayPal or American Express — in any currency. Spendient brings every wallet together in one balance.
And many more advantages
Deep analytics
Rich, interactive charts show spending by category, income vs. expenses and your net income at a glance.
Recurring transactions
Automate rent, bills and subscriptions so you never miss a repeating payment.
Multi-currency
Track money in different currencies side by side — perfect for travel and remote work.
Hashtags & notes
Organize income and expenses your way with flexible tags and quick notes.
Private by design
No bank login required. Your financial data stays on your devices.
Smart alerts
Get a heads-up as you approach a budget limit, so nothing slips through.
Get started in three steps
Add your accounts
Set up cash, cards and accounts in the currencies you use.
Log income & expenses
Record a transaction in seconds and tag it however you like.
See the full picture
Watch budgets, analytics and net income update instantly.
Frequently asked questions
Is Spendient free? +
Yes. Spendient is free to download and use, with an optional Pro subscription that unlocks advanced features. You can try Pro free for up to 7 days with the annual plan.
Do I need to connect my bank account? +
No. Spendient uses fast manual entry, so you never have to link a bank or share login details. Your financial data stays private on your devices.
Can I track expenses in multiple currencies? +
Yes. You can create accounts in different currencies — for example cash, euro cash, PayPal and a credit card — and track them all in one place.
Does Spendient work on iPhone and Android? +
Yes. Spendient is available on both the App Store and Google Play, and your data syncs across all of your devices.
Can I set monthly budgets? +
Yes. Set a monthly budget for each category and track your progress in real time so you always know how much is left.
Loved by people who track every dollar
“Finally — a simple and modern app.”
“Really cool app! Special thanks for adding cash-to-card transfers in this update — now I don’t have to puzzle over how to record it.”
“A simple, intuitive budgeting app — and the support is fire. Exactly what I’d been looking for for years.”
“The first thing that caught my eye was the elegant, modern design — plus how smooth and fluid it feels.”
“Great design and a really convenient layout of features.”
Real reviews from the App Store, translated to English.
Take control of your money today
Join people who track every dollar with Spendient. Free to download.