Spendient

Everything you need to manage your money

Track expenses and income, set budgets and see where your money goes — across every account and currency.

Powerful spending analytics

Interactive charts break down your spending by category, compare income vs. expenses, show net income and reveal daily trends.

  • Category breakdown
  • Income vs. expenses & net income
  • Daily expenses chart
  • Custom date ranges
Spendient analytics screen with a category donut chart

Go deeper with rich analytics

Beyond categories, explore spending dynamics over time, net income and daily trends — visualize your money from every angle.

  • Spending dynamics over time
  • Net income trends
  • Daily expenses
  • Multiple chart views
Spendient charts: daily expenses, net income and income vs expenses

Budgets that keep you on track

Set a monthly budget for each category and watch real-time progress. Use Budget Month to start your period on any date.

  • Monthly budget per category
  • Real-time progress
  • Budget Month (custom start date)
  • Overspending alerts
Spendient monthly budgets with progress bars

All your money in one place

Add cash, cards and accounts like PayPal or American Express in any currency. Spendient combines every wallet into one clear balance.

  • Unlimited accounts & wallets
  • Multi-currency support
  • One combined balance
  • Cash and card tracking
Spendient accounts list across multiple currencies

And much more

Recurring transactions

Automate rent, bills and subscriptions at any interval.

Hashtags & notes

Tag and annotate transactions for flexible organization.

Categories

Organize every transaction with clear, customizable categories.

Search

Find any transaction and explore your financial history instantly.

Sync across devices

Your data stays in sync on every phone and tablet.

Simple & private

Fast manual entry, no bank login. Your data stays yours.

Ready to see where your money goes?

Download Spendient free and start tracking in minutes.